5 Common Credit Card Scams That You Should Watch Out!

Scams are pretty much on every corner of the planet! Its like they are a part of the economy. Scammers are everywhere just waiting for you, waiting for an opening then they will strike. Some scammers will do their heist personally. They just sit on their chair and use a computer with internet and they can scam anybody so naïve just like you. The scam I am about to share to you is about credit card scams. Here are the five common credit card scams that you need to be aware off and easily prevent you from losing money.

Credit card scams mean when the hackers stole the card information through several methods or schemes that the naïve victim fall into. Hackers have high-tech knowledge of taking third party information well such as your credit card information that involves your name, credit card number, the CVV code and expiration date. Which all the information needs to start using your credit card.

Scammers uses the credit card and making legitimate purchases and making any payments online or even shopping locally if they have copied your whole credit card. Hundreds if not thousands fall trap on these credit card scams.

You should be glad that banks are upgrading their security system and providing their users a better and more secure banking experience such as enabling two-factor authentication method when buying something, they are hiring investigators to easily detect if anyone tries to hack the bank accounts’ information.

Here are the top 5 Credit Card Scams and How You Can Avoid Them

INFO

In 2019 more than 3$ million worth of credit card scams has been reported worldwide and 2.7$ million on the year before. That only means that these scammers are getting better on what they do. Without further ado here’s the top 5 most common credit card scams and we’ll help you avoid them.

Credit card or save up to a certain extent when the person uses the card with proper safety. Till today thousands of scams have taken place. Nowadays, people use credit cards at several places like while shopping online, purchasing online games, etc. The hacker installs software at different websites, which helps them to provide all the information.

The Top Five Credit Card Scams

1
Fake Shopping Website

Fake Shopping Website
Login into account in email envelope and fishing for private financial account information. Vector concept of phishing scam, hacker attack and web security

Hackers create their shopping websites and offer various discounts to attract customers. This is one of the most common credit card scams that every user can run into.

The primary purpose of making the website is to hack the card information of online shoppers. It is one of the simplest ways to create a scam and many falls for it. Especially women where they are so naïve with online hacking / scamming activities. The online payment technology has made payment easy but has also given rise to hacking.

Many people save their credit card information on an online website to make transactions in the future easily. The team of hackers steals the collected data. The person should prioritize cash on delivery instead of using credit cards. 

How to Avoid This Scam

Do not use your personal credit card when purchasing on unknown shopping website. Use cash on delivery method instead if they offer it. Otherwise, just forget about the website.

Before you use your personal credit card try using a fake credit card number with details first.

2
Fake WIFI connections

Many hackers trace the wifi details and try to hack personal information. Always buy products from genuine websites using only your trusted internet connection such as your own phone data. Or your own internet data device. They just connect to a FREE WIFI establishment as you do not know whose reading your data transmitted.

Be attentive while choosing WIFI network because it may cause a significant loss to the account holder.

How to Avoid This Scam

This scam is pretty easy to avoid. One should not connect to any untrusted WIFI network like the WIFI on your favorite café. Now, if you do not have a choice and need to connect to it. Then just use it with normally and do not buy anything online using that WIFI network. Browse the internet, check your social media accounts, update your Instagram account etc. Just remember do not input sensitive information such as your credit card information or login password.

3
Online Gaming Websites

Many people love playing games online. A lot of these games has their own monetary system that you can buy using real money and purchase your favorite item or character on the game. Avid players tempted to buy and eventually when they do they enter their credit card details to buy the game or credits or gold of their favorite game.

This method is fairly similar with the fake shopping website. Hackers target online gamers since some of them are just kids that uses their parents credit card which make them perfect victims.

How to Avoid This Scam

1. Now, if you are reading this meaning you are an adult with a credit card most probably. Don’t let anyone, yes anyone including your kids borrow your credit card or hide it somewhere where your kids cannot get access to it.
2. Buy only on legitimate websites.

4
Phone Call Frauds

Credit Card Scam Phone Call
Senior woman using phone while holding credit card.

Phone calls fraud is the simplest way to ask the information from the account holder. Hackers place the fake call and ask for the card details by creating a bewildering conversation game to the victim. Sometimes they lie to the users that their account is getting close, so if they will ask for your credit card information to avoid that from happening and the naïve victim provides the information.

The victim just handed out his / her credit card details and then minutes later you found out there has been a $5,000 worth of online purchase using your credit card.

How to Avoid This Scam

One should never share any sensitive information from your credit card. Even if they introduced their selves as someone from your bank. Even your bank will tell you to not share any information to any of their employees.

5
Game Account Hacking Scam

The scam / hacker will hack players game ID and password I don’t know how they could hack your game profile such as your Steam account but assuming that they do, they will use your saved credit card details and make another game purchase and send those details on their own accounts. The same card details are used to purchase other games.

The hacker keeps using the card until the balance gets to zero. The young generation is more into online games, so they need to keep their card details safe.

How to Avoid This Scam

One should avoid putting or saving credit card details for purchasing games from unknown sources.

Conclusion

Nowadays, one should be careful when making purchases using their credit cards and protecting their identity online. Many hackers have evolved and are better on what they do. Making fake websites is one thing. They are not only creating shopping websites but also making video games that attract kids. Some don’t even need to leave their house just to scam somebody. Children have the least knowledge of credit cards. Everyone should be responsible enough on their finances.

Taking care of your credit card is one of those. Go here for more detailed tips and tricks to avoid credit card scams. I hope you learn something and enjoyed the reading.

Method : Remove Activate Windows Watermark Permanently!

Are you currently seeing this annoying watermark on your Windows PC or Laptop? Of course you do! Otherwise, you won’t be here. LOL. Anyway as the title stated on this tutorial I am going to show to you how exactly you can remove the “Activate Windows” watermark permanently and be annoy-free!

This method works with Windows 8, 8.1, and Windows 10. If you have a different version of windows such as windows 7 then you might just try it though I am not sure if its going to work since I only tried it with the 3 versions of Windows.

So why are you seeing this watermark of all the sudden? It’s simply because Windows found out that your version of the OS is not activated. They are simply reminding you you activate your Windows copy to enjoy more features. What are these features?

First off, Why You Need To Activate Your Windows OS?

To enjoy more features on an activated version of Windows. These features are as follows:

  • Activate Windows Defender – This feature is really important since its your first line of defense against malware and viruses.
  • Install Microsoft Office – did you know that you can’t install any microsoft office product unless you activate your OS? Now you know then activate it already.
  • Install security updates – this is really an important feature. Get your PC updated with the latest security updates.
  • Change your desktop wallpaper – probably the most important feature of all! Change your desktop wallpaper is the most crucial feature. If you can’t change your wallpaper then you are using a DEAD PC. It feels like the PC don’t belong to you! No customization sucks! You should thank me for saving your arse with this method.

How to Permanently Remove “Activate Windows” Watermark

Ok, the moment of truth. The method that you came here for. Its not that hard and involved various methods. Let’s start with the easiest and most effective method.

Method 1:

Using the Universal Watermark Disabler Tool

Remove Activate Windows Watermark Permanently
Remove Activate Windows Watermark Permanently
  • Run and install the uwd.exe file
  • After the successful install you will immediately notice the watermark is gone! Feels like magic!
  • Of course this process is not actually activating your Windows OS. You are simply removing the watermark. The above features will still not available.

Method 2:

Using only CMD or Command Prompt

The CMD method or Disable the Watermark using just a Command Prompt. You don’t know what command prompt? Google it! freaking Lazy….

  • Anyway to run CMD of command prompt simply go to your search bar and type “CMD” without quotes.
Remove Activate Windows Watermark using CMD
Remove Activate Windows Watermark using CMD
  • When you are now in the CMD type in bcdedit -set TESTSIGNING OFF then hit enter
Remove Activate Windows Watermark using CMD 2
Remove Activate Windows Watermark using CMD
  • If successfull you will see a message “The operation completed successfully” if not then you will see “TESTSIGNING OFF FAILED” If this process failed then move on with the next method!

Method 3:

By Editing Registry Keys

Remove Activate Windows Watermark by editing the Registry keys!

  • Type in your search bar “REGEDIT” without quotes and hit enter if the Register Editor App appears.
Remove Activate Windows Watermark using Regedit
Remove Activate Windows Watermark using Regedit
  • Now go to HKEY_CURRENT_USER / Control Panel / Desktop. See image.
  • Double click the PaintDesktopVersion and edit its value from 1 to 0 (zero) and click on okay. See image.
Remove Activate Windows Watermark using Regedit 2
Remove Activate Windows Watermark using Regedit
  • Now when you notice the watermark is still there. Don’t worry. It will be gone after you restart your PC.

Method 4:

Using a Special Batch Script

  • Remove “Activate Windows” Watermark using this special script.
  • Go to this pastebin URL.
Remove Activate Windows Watermark using Batch Script
Remove Activate Windows Watermark using Batch Script
  • Copy the whole content or better yet download it as .txt file.
  • Now to the folder where you have downloaded the text file and rename it. Rename it with any name and change the filetype to .cmd and not .txt make sure you do this otherwise this wont work!
Remove Activate Windows Watermark using Batch Script 2
Remove Activate Windows Watermark using Batch Script
  • Now the file has been changed to a batch file.
Remove Activate Windows Watermark using Batch Script 3
Remove Activate Windows Watermark using Batch Script
  • Now right click on the file and click on the “RUN AS ADMINISTRATOR” you will see the process is running. I can’t show you screenshot as my copy of windows is already activated and no need to run this on my machine.
  • If everything went well it should remove the watermark after a RESTART.
  • Otherwise you will see an error message “Sorry! Your version is not supported”

EASIEST THE MOST EFFECTIVE METHOD:

Buy a legit Windows Serial Keys

  • This is probably the most easy method on how to remove the activate windows watermark forever! Plus you got to enjoy those special features I mentioned above.

And that my friend are the best and easiest methods on how you can remove the “Activate Windows” watermark your Windows desktop or laptop. I made it as easy as possible so users can follow without a fuss! Got questions? Comment below!